What insurance to choose when renting a car?
Whether for vacation or weekend, car rental is convenient. But be sure to be well protected. Our article explains car rental insurance to find out what insurance เช่า รถ ยก เชียงราย to choose when renting a car. Make sure to be protected for some events:
Driver: get out covered!
Be careful; be very vigilant on this point! In some countries, you can benefit from social security and your mutual. But elsewhere? When traveling abroad, it is strongly recommended that you take out travel health insurance. In addition, you can subscribe to a complementary guarantee with the lessor called PAI (Personal Accident Insurance). In the event of an injury, this assures you of taking care of your
health expenses (attention, often limited ceiling, hence the interest of a travel เช่า รถ ตู้ เชียงราย ขับ เอง health insurance).
Protect against damage to third parties
In Japan and most Asian countries, renters have an obligation to protect you against bodily injury and property damage you may cause to third parties. Thus, liability insurance is included by default in your contract. (This is also called third party insurance).
But that will not necessarily be the case abroad. If your lease does not include third-party insurance, it will surely be offered as an option. To further complicate matters, there is no uniform term for this insurance. You can find the following terms: LIA (Liability Insurance Automobile) and TPL (Third Party Coverage). In any case, check your rental agreement.
Be insured in the event of damage to your rental car
Do not let a scratch turn into a nightmare. Be sure to be well protected in case of damage to the rental vehicle. This can be damaged in two ways: by yourself (this is called responsible damage), or by a third party (this is non-responsible damage). To avoid having to pay the deductible, there are additional coverage’s, called “franchise buyback”. They allow the assumption or charge of your deductible in case of a disaster on your rental vehicle. The hirers offer these optional guarantees but beware, their high price is not synonymous with quality. In general, their basic option, called Super Cover or Pack Protection, excludes the most common damage such as broken glass or tires. You will need to subscribe to other options to be protected.